To receive this limited timeoffer, the referring friend must be a current Community Bank & Trust customer, the referral form form must be presented at the time the account is opened.

When the referred friend opens a new Checking account with Direct Deposit, the referred friend and the referring friend will receive a $25 Visa Gift Card 90 days after account opening.

Both the referring and referred friend’s accounts must be in good standing and have met the requirements of the account as of the 90 days to be eligible to receive the gift card. New Direct Deposit account must have an active direct deposit within the first 90 days. This offer is not valid with any other promotional offer.

Community Bank & Trust employees and their immediate families are not eligible for this promotion.

With this account, you will always earn a base rate and if you meet the following four requirements, you will qualify for the bonus rate:

• Receive monthly statements electronically by enrolling in eStatements and maintain a valid email address with the bank.
• Receive at least 1 ACH direct deposit into the account, minimum of at least $200.00, such as Payroll, Pension or SSI.
• Access Online Banking at least one time per statement cycle.
• Make 12 signature based Debit Card transactions of at least $10.00 each.

Minimum initial deposit to open this account is $50.00. Business customers are not eligible to open a PowerInterest Checking. Limited to one PowerInterest Checking per Tax Identification Number.

Disclosure and Rates

eLert is available to consumer customers who are enrolled in Online Banking and have opted to receive eStatements.

There is no cost to use eLert, however standard text messaging rates apply from ones cell phone provider when selecting the text eLert options.

You may enroll online or by contacting our Customer Service or Personal Bankers who will be glad to set the eLerts for you. Once enrolled, you can set up or delete eLerts from within Online Banking.