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Personal Bill Pay Service

What is Community Bank & Trust Bill Pay?

Community Bank & Trust Bill Pay is a convenient, free of charge solution that lets you pay your bills online. It consists of a bill payment service and an e-mail payment service.

The bill payment features let you:

Pay anyone, anytime, anywhere in the United States, from your mortgage lender to your newspaper carrier.
Set up repeating payments, such as a car payment or rent.
Schedule single payments up to one year in advance.

The e-mail payment features let you:

Send money to anyone with an e-mail address - gifts, payments, almost anything.
Track payments online. No more "check is in the mail" worries.
Transfer money electronically between your checking and money market accounts.

How does it work?

When you start using the service you need to select your payees. You only need to add each account you have with a payee one time. All your payees will be listed on the Make Payments - Multiple Payments page, where you can quickly schedule payments.

When you make a payment, you specify the date that you want the payee to receive the payment. The earliest available date is four business days from today. Community Bank & Trust Bill Pay determines whether a payment is sent electronically or by check, based on whether the payee accepts electronic payments and other guidelines.

After a payment is scheduled, it appears as Scheduled on the Payment Activity-Bill Payments page. After the payment is processed, the status changes to Processed. The payee receives your payment on the payment date you specified and credits your account.

To view a demonstration on how to use Bill Pay click here.

What is the cost of Bill Pay?

Community Bank & Trust Bill Pay is provided FREE

How much could I save?

You can estimate your savings by using our Online Calculator. Simply, enter number of bills you pay each month and click 'Calculate Savings':

Enter the number of bills you pay in a month >>
		see results below

	Cash Savings*	Time Savings**
Cost per bill	$	Minutes
Savings per month	$	Minutes
Savings per year	$	Hours
Savings in 5 years	$	Hours
Savings in 10 years	$	Days

* Cost of a first-class stamp. Does not include cost of envelopes or checks.
** Source: CheckFree Annual Consumer Survey

How to sign up for Bill Pay?

To pay your bills online you need:

A Community Bank & Trust checking account
A Valid e-mail address
To be enrolled in Community Bank & Trust Online Banking