Personal Credit Cards

Community Bank & Trust offers several types of credit cards to fit your need. Choose our Visa Signature card to earn rewards points to choose your own rewards, our standard Visa Platinum card (no rewards), our young adult card if you are 16 or older and have not established a credit history (cosigner of minimum age 21 required), our college card for college students and recent college graduates or any one of our Signature or Standard cards. All are subject to credit approval.

Visa Bonus Rewards Card1

  • Get 25% more on all points earned every month, automatically2
  • No caps or limits on points earned
  • $25 cash back with your first purchase
  • No annual fee

Visa® Bonus Rewards PLUS Card1

  • Get 50% more on all points earned every month, automatically3
  • No caps or limits on points earned
  • $50 cash back with your first purchase
  • Low annual fee
  • $50 annual fee

VISA Platinum Card1

  • No Annual Fee
  • Zero liability protection
  • 24 hour cardmember service
  • Free online account access
  • Convenient payment options ACH, Phone Pay, Internet Pay
  • Community Bank & Trust superior customer service

VISA College Rewards Card1

  • No Annual fee
  • Redeem points for computers, movie tickets, electronics, gift certificates and more
  • Establish good credit history
  • Zero liability protection
  • 24 hour cardmember service
  • Free online account access
  • Convenient payment options ACH, Phone Pay, Internet Pay
  • Community Bank & Trust superior customer service

VISA Secured Credit Card1

  • $35 Annual Fee
  • Establish credit history
  • Cash deposit is required for credit limit
  • Zero liability protection
  • 24 hour cardmember service
  • Free online account access
  • Convenient payment options ACH, Phone Pay, Internet Pay
  • Community Bank & Trust superior customer service
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