Personal Checking Accounts

With a Community Bank & Trust checking account, in addition to simply writing a check, you can access it via Debit/Check Card, Online Banking or 24-hour Telebanc. You can use 24-hour Drive-Up ATM and night depository services and enjoy the simplicity of FREE Bill Pay.

To open any of the accounts below, please contact your local branch to speak with a Personal Banker.

No Fee Checking

Our economical no fee checking account offers unlimited check writing with no minimum balance requirement or monthly service charge. Minimum initial deposit to open this account is $50.00.

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Direct Deposit Checking

Convenient and economical, this checking account offers unlimited check writing with no monthly service charge and no minimum balance requirement. Your payroll, pension, or government payments are deposited directly into this account electronically through the ACH system. For having direct deposit, you may also choose a FREE ATM or debit/check card and savings account with no minimum balance. Minimum initial deposit to open this account is $50.00.

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Convenient Plus Checking

This interest-bearing account earns interest based on your daily balance. You enjoy unlimited check writing privileges. Monthly maintenance fee of $10.00 will be charged if the balance falls below $500.00. Minimum initial deposit to open this account is $500.00.

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Convenient Senior Checking

Designed especially for our customers 50 years of age or older, this no minimum balance, no fee checking account offers free standard bank checks. Minimum initial deposit to open this account is $50.00.

For rate information, please contact a Personal Banker at one of our 10 convenient offices.

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Online Banking
Personal Business


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