ATM and Debit Cards

When you're traveling across town or across the state, take advantage of the Community Bank ACCE$$ Network to get cash at more than 400 ATM machines in Wisconsin without a surcharge. You will also receive a nationawide access through the ATM STAR network.

ATM Card

The ATM card is a safe, convenient way to get cash from your account when the bank is closed or if you don't have the time to enter the bank to make an in person transaction. With an ATM card our customers may inquire about their deposit accounts, transfer funds, and make withdrawals. All Community Bank & Trust ATM's offer 24-hour drive-up convenience.

VISA Debit Card

Convenience, Convenience, Convenience. This debit card works like a check and is accepted wherever Visa cards are accepted. As an ATM card it allows you to deposit, transfer and withdraw funds at any automated teller machine displaying the: Pulse, Star, or Cirrus emblem. With this combination ATM/Visa debit card you never run out of checks. When used as a debit card the transaction amount is automatically debited from the cardholder's checking account just like a check. Certain daily dollar restrictions apply.

Click on the link below to find surcharge free ATM locations through ATM Access (WI) & In Bound (MN):

No Fee ATM Access Locations

Enhanced Debit/ATM Card Security

The security of your Debit/ATM card is important to us. To protect you from potential fraudulent transactions, we are introducing a new security feature to monitor your card’s activity. Fraud Risk Identification Service (FRIS) uses new technology to detect fraud on your card. As part of this technology, your card usage will be tracked to build a profile of your most common transactions.

• Dual Security - Whether it’s a signature or PIN purchase, you will have extra protection against fraud.
• All Cards - FRIS will be activated on both consumer and business cards.
• Risk Rated - Each purchase you make will be monitored and risk rated. Risk ratings are based on whether the activity is typical for you, including frequency, dollar amount and location of the transaction.
• Extra Safety - Provides a significant increase in your Debit/ATM card protection against fraud.
• Security You Recognize - FRIS security features work similar to credit card security features you are probably already familiar with.
• Service You Trust - As always, you will have the same exceptional service you would expect to get from Community Bank & Trust.

Most purchases will be deemed low risk and the typical cardholder activity will be processed as normal transactions. From time to time a transaction may be deemed to be a slightly higher risk due to the frequency, dollar amount or location of the transactions. In these cases, you may receive a contact from FRIS to authenticate the transaction. Only if the transaction is extremely unusual will the card be disabled pending further communication with the cardholder.

Foreign transactions are monitored more closely and receive higher risk ratings. As such, if you are planning on traveling outside of the United States, please call Community Bank & Trust Customer Service at 1-888-582-4440 at least one week before you depart.